REIC employs a unique purchasing system and proprietary financing formula. It enables us to help people with average jobs and credit do something that few lending institutions can, which is to leverage the maximum number of investment homes onto their credit. Our complex formula considers various banks and ratios, then combines with our real estate system to achieve this.
Your success during this phase is determined by three primary factors: 1) using the right broker, 2) selecting the right loans, and 3) managing your debt-to-income ratio. And, if you’re unable to secure traditional financing for credit reasons, there are creative options for getting around that issue.
Use the Right Mortgage Broker
We maximize your ability to acquire the most investments as possible because we’ve learned the secrets of the lending industry. The key is to find the right mortgage broker who understands how to finance multiple properties on one person’s credit.
Select the Right Loans
The specialized loans we use capitalize on the best cash flows and overall profits for your portfolio.
Optimize Debt-to-Income Ratios Through Compassionate Financing™
Through Compassionate Financing™, our proprietary hybrid rent-to-own system, you can collect between $300 and $600 per month more than is possible through renting. This offsets the debt incurred by additional loans and increases your ability to purchase additional investment properties.
This is opposed to renting, where your debt-to-income ratio worsens with each transaction, and usually kills your ability to grow your portfolio after a couple homes.
Creative Financing
Strait Path™ real estate is that it can be applied by virtually anyone, no matter their history and the state of their credit. For those who cannot get approved for traditional financing, there are two ways to finance investment properties: “sandwich financing,” and partnering.
This makes sense….why don’t the banks practice a little compassionate financing rather than selling them a big discounts!